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Shared ownership is a great way to get on the property ladder. It is a part-buy, part-rent scheme designed to help people who are not in a position to buy a home outright on the open market.
Shared ownership allows you to buy a share of a home (a minimum of 25%) through cash or a mortgage and make rent repayments on the rest to us, with the opportunity to increase your share over time. You can progress to full ownership in most homes.
As we will still own some of the property, you will have some responsibilities to look after the property and will have to tell us if you’re planning any improvement works to it.
Have a look at our properties currently available for shared ownership and apply if you see a home you're interested in. Consideration will be given to your current accommodation, your ability to buy a house on the open market and your ability to meet the costs of shared ownership without any hardship.
To get started with a Shared Ownership application, you will need to make sure you are registered with the government Help to Buy scheme near you by following this link:
Once you’ve found the property you love, you can use our shared ownership application form and track your progress online. We’ll help you every step of the way.