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Each year, we aim to build 150 new affordable homes. Some of these will be sold outright and some may be available through our shared ownership scheme. We work with local developers to build quality, affordable homes in the heart of communities.
Buying a property outright through a housing provider like us can have many benefits, not least the price. Our homes for sale are ideal for first-time buyers and investors so you’ll probably have to be quick – they are normally sold ‘off plan’ and people move in as soon as they’re ready.
Shared ownership is also a great way to get on the property ladder. It is a part-buy, part-rent scheme designed to help people who are not in a position to buy a home outright on the open market.
Shared ownership allows you to buy a share of a home (a minimum of 25%) through cash or a mortgage and make rent repayments on the rest to us, with the opportunity to increase your share over time. You can progress to full ownership in most homes.
As we will still own some of the property, you will have some responsibilities to look after the property and will have to tell us if you’re planning any improvement works to it.
Have a look at our properties currently available for home ownership and apply if you see a home you're interested in. Consideration will be given to your current accommodation, your ability to buy a house on the open market and your ability to meet the costs of shared ownership without any hardship.
To get started with a Shared Ownership application, you will need to make sure you are registered with the government Help to Buy scheme near you by following this link:
Now you have had a look at our available properties and developments, you can now begin your Shared Ownership application.
You can find the application here or on the tab at the top of this page.
During the process, you will be required to provide us with the following information:
proof of income;
mortgage agreement in principle (if applicable)
Our easy to use process will let you know when and where you will need to upload this information so please make sure you have this ready for when it is needed.