Buying your home

If you’re renting with us, the time may come when you feel you are ready to buy your own home. Some of our tenants have the right to buy their Acis house through the ‘Preserved Right to Buy’ and ‘Right to Acquire’ schemes. 

Preserved Right to Buy

If you were transferred over to us from a council, you may be eligible for the Preserved Right to Buy scheme. This scheme gives some tenants the opportunity to purchase their home and provides a discount on the price of their property. The longer you have been a tenant, the more discount you could get – up to £80,000


Voluntary Right to Buy (VRtB)

The Voluntary Right to Buy (VRtB) is a scheme where assured tenants of housing associations will have the chance to buy their homes discounted to the same value as council tenants enjoy under the Right to Buy.

Find out more here

Right to Acquire

Our tenants who were not part of a stock transfer from a council may have the Right to Acquire their home if the home was built or bought by us after 1 April 1997 through a social housing grant provided by the Housing Corporation, Homes and Communities Agency or a local authority. A property transferred from a local council to a registered provider on or after 1 April 1997 will also qualify for the scheme.

As well as occupying a qualifying property you must also:
•    Have spent at least two years as a public sector tenant or in accommodation provided by the armed services, if you have been a public sector tenant before 18 January 2005
•    Have spent at least five years as a public sector tenant, if your first public sector tenancy was created on or after 18 January 2005
•    Live in a house or flat which is a self-contained property and is your only or main home
Discounts are available, though these are fixed by the government and range between £9,000 and £16,000 dependant on where you live.


Who isn’t eligible for these schemes?

Not all of our tenants will be eligible to buy their homes through these schemes. For example, you will be ineligible if you are:

  • An undischarged bankrupt, or have a bankruptcy petition pending against you
  •  The subject of a breached possession order served by the court, at the request of us
  • The subject of a breached Antisocial Behavior Order served by the court, at the request of us
  • Subject to a formal creditors agreement made under the Insolvency Acts
  • Under 18 years of age

And you may also be ineligible if the property you are in is:

  • Particularly suitable for occupation by elderly, disabled or sheltered tenants
  • Subject to a demolition order
  • In a Designated Protected area under government legislation

Shared ownership staircasing

If you’re one of our shared ownership customers, you may be allowed to buy more shares in your home until you own it completely. This process is known as ‘staircasing’. The price you’ll pay for each share depends on the value of the property at the time you want to buy the share – though that price is normally held for six months after being valued.

There are many advantages to buying a house this way, particularly if you want to take the baby steps of buying a house for the first time. If you buy 100% of you home you will stop paying rent but you may still have a pay a service charge if services are provided to you.

It is important to note that not all shared ownership leases are exactly the same and your lease may have specific requirements that may prevent you from owning the property outright. Please contact us if you need further guidance.

If you’re interested in any of these schemes, we’ll be on hand to take you through the process step by step. For more information about buying your home outright, or owning more of your shared ownership property, please contact us on 0800 027 2057 or email